Florida small-business funding · $3K–$1M

Get $3K to $1M in working capital, funded in as little as 24 hours.

A quick application connects you with the right funding for your revenue. No hard credit pull, no obligation, and a real person on the phone if you want one.

How much do you need?

See my funding options Talk to a human

Won't affect your credit to check your options.

$5M+funded

1,000+businesses funded

2 hrsapproval in as little as

Won't affect your credit

No credit impact to check options
Independent FL broker
Secured & private
Funds in as little as 24 hrs

How it works

Funded in three steps, not three weeks.

Apply in minutes
A short form, no document dump. Tell us how much you need and a little about your business.
Get matched and approved
We shop our funding partners and bring back the offers that actually fit your revenue.
Get funded, in as little as 24 hours
Pick the offer that works, sign, and the capital lands in your business bank account.

Funding options

Funding built around your business.

One application, multiple funding partners. We match you to the product that fits how your business actually earns.

Merchant Cash Advance

Range: $3K–$1M
Speed: as little as 24 hrs

Best for: Fast cash against future sales

Working Capital

Range: $10K–$1M
Speed: 1–3 days

Best for: Payroll, inventory, cash-flow gaps

Equipment Financing

Range: $15K–$750K
Speed: 2–5 days

Best for: Trucks, machinery, hardware

Business Line of Credit

Range: $10K–$250K
Speed: 1–3 days

Best for: Flexible, draw-as-needed funding

Why AdviseMe

Not a lead aggregator. A funding partner.

A real human, not a call center

You get a person who knows your file and picks up the phone. No ticket queue, no script.

We shop multiple funders for your best fit

We are an independent broker, so we compare offers across partners instead of pushing one product.

Florida-based, fast answers

Local team, quick turnarounds, and straight talk about what your business actually qualifies for.

We do the legwork, you run your business

We handle the funder back-and-forth and paperwork so you can stay focused on operating.

Do you qualify?

Most businesses that meet these get options.

Not sure? Apply and we'll tell you in minutes. Checking your options won't affect your personal credit.

Check if I qualify

6+ months in business
$10K+ monthly revenue
A US business bank account
Based in the United States

What owners say

Trusted by 1,000+ Florida businesses.

“They actually called me back. I had funding lined up before the bank even returned my first email.”

Maria R.Restaurant Owner, Miami

“Straightforward people. They showed me a couple of options and let me pick instead of pushing one.”

Marcus T.Contractor, Tampa

“Fast, clear, no runaround. The money hit my account when they said it would.”

Priya S.Retail Boutique, Orlando

For brokers & ISOs

Brokers and ISOs: partner with AdviseMe.

Earn highly competitive rates with fast payouts and white-glove support. Send us your deals and we'll move them.

Fast payouts
Highly competitive rates
White-glove support

Become a Partner

FAQ

Questions, answered.

Is a merchant cash advance a loan?

No. A merchant cash advance is the purchase of a portion of your business's future receivables. It is not a loan. We're an independent broker who shops funding partners to find your best fit.

How fast can I get funded?

Approval in as little as 2 hours and funding in as little as 24 hours, depending on the funder and your documents.

Will applying hurt my credit?

Checking your options won't affect your personal credit score. Accepting an offer may involve a hard inquiry.

What do I need to qualify?

Generally 6+ months in business, a US business bank account, and steady monthly revenue. We'll tell you in minutes.

See what your business qualifies for in 60 seconds.

No hard credit pull, no obligation. Just real options for your business.